Psychological and emotional support for MVA treatment.
The Alberta Government introduced Bill 41, the Insurance (Enhancing Driver Affordability and Care) Amendment Act, in October 2020. This act entitles people experiencing MVA-related injuries, access to additional health professionals including psychologists as providers of adjunct therapy. Within 90 days after a car accident, your motor vehicle insurance or the other party’s insurance will automatically cover $1,000 of psychological assessments, documentation, and treatment planning to facilitate recovery. After 90 days, you usually have to use private psychology benefits first if they are available to you.
Under Section B of your or the other party’s car insurance benefits, there is $50,000 of coverage for physiotherapy, psychological counseling, and other medical care. This amount is available to be used after benefits, within two years of the accident, with a doctor’s referral, and subject to approval by the insurance adjuster.
Accidents can cause both physical and mental health injuries. It is important to seek out psychological help if you are experiencing flashbacks to the accidents or the events that took place after, sleeplessness, powerlessness, inability to move forward, chronic pain, fear of driving or being in a vehicle, nightmares, grief, substance use, depression, anxiety, thoughts of suicide, or avoiding people, places or events that might remind you of the accident.
Our therapist can support you by addressing these symptoms by providing treatment and psychological interventions including EMDR, ACT, CBT and somatic therapy to help decrease symptoms of trauma and PTSD.
